Types Of Travel Insurance Covarage

There are several general types of consumer travel insurance available. The coverage and limitations of each will vary depending on the insurance company issuing the policy. The following is a brief description of some of the general types of travel insurance.

Trip Cancellation: The most important and common type of travel insurance. Generally covers non-refundable payments or deposits if a trip is canceled or interrupted due to unforeseen circumstances.

Trip Delay: Provides reimbursement for expenses incurred when a trip is delayed.

Accident/Sickness Medical Expenses: Covers costs incurred due to injury or illness that occur while on a trip.

Medical Evacuation/Emergency Transportation: Covers transportation when a medical emergency while traveling requires transportation to a hospital or other medical facility.

Supplier Default: Covers deposits or payments lost due to the financial default of a travel supplier.

Baggage/Personal Effects Loss or Delay: Covers losses due to items lost, damaged or delayed during a trip.