Teenage Auto Insurance

You keep motion sickness medicine at hand for the countless three-point turns you must endure. Every drive to the store becomes a pop quiz as you fire off questions about each traffic sign you pass. Its that special time in a teenager's life. Sweet sixteen is on the way which can only mean one thing: the driver's license.

While your teen dreams of freedom on the open road, you are most likely concerned with safety and the rising cost of your car insurance. Luckily, there are a few things you can do to keep from breaking the bank once your teen is added on to your car insurance plan.

Before you send Junior out on the road in his great-grandmother's Model T, consider safety ratings. Vehicles with higher safety ratings will often keep your insurance premiums down. Adding more cars or a house to your insurance plan can make you eligible for discounts as well. Find out if your insurance company offers rewards for your teen's good grades.

Your teenager can help keep costs down as well.

Violations of traffic laws and breaking license restrictions will hurt your wallet even more. Look into special driver's education classes - these classes often cost money, so be sure your insurance company will reward you before paying for a class. Ride in the car with your teen to be sure he/she is driving responsibly. Vehicle crashes are the main cause of death among teens; keep communication open to be sure your child understands the serious effects of drinking and driving, as well as the added responsibility of carrying passengers. With your help, your teen can keep insurance costs to a minimum and learn the importance of traffic safety.